Navigating the process for financing an additional dwelling unit (ADU) or converting a property into a multiplex is overwhelming.
Small-scale developers
Homeowners
Multi-generational families
Financing is one piece of the puzzle - it needs to be considered throughout the entire journey. Learn the basics through a step-by-step process with practical checklists, self-assessment questions and tips.
Explore grants, loans, mortgage products, and alternative funding options tailored for small-scale housing.
Learn from curated how-to-guides, case studies, and financial tools designed by experts across the country to help you make informed decisions.
See how homeowners and investors successfully completed their projects, including lessons learned and best practices.
Read the Journeys >
An interactive tool that helps homeowners estimate the cost of a prefabricated ADU and potential rental income. By entering key details, users can better understand financing needs, ROI, and affordability before starting their ADU project.
Resimate
Finance
Feasibility
Costs
A comprehensive guide to converting single-family homes into multi-unit housing. It provides policy insights, case studies, and practical resources to help homeowners and small-scale developers navigate multiplex conversions.
The University of Toronto, Tuf Lab and LGA Architectural Partners
Finance
Zoning & Regulations
Legal Considerations
An interactive proforma tool that helps developers and homeowners estimate the financial feasibility of their ADU or multiplex project. Users can input project costs, rental income, and financing details to assess potential returns and overall viability.
Mddl
Finance
Feasibility
Costs
The Middle Housing Finance Hub is built and powered by Highline Beta. This site was developed with funding provided by the CMHC to support the Level-Up Round of the Housing Supply Challenge. CMHC accepts no responsibility for the content, interpretations, conclusions, or opinions expressed in the materials featured on this website, nor their accuracy or completeness, or resulting from any supported work.
Highline Beta is a leading Toronto-based venture studio and venture capital firm selected as a Scaling Hub partner for the Housing Supply Challenge Round 5 by CMHC.
Disclaimer
Highline Beta does not endorse, validate, or take responsibility for the accuracy, interpretations, conclusions, or opinions expressed in the featured materials and other content. Users should conduct their own due diligence and seek professional advice where necessary. While Highline Beta strives to ensure accuracy and keep content up to date, financing programs, grants, and regulations may change. We encourage users to consult with qualified financial advisors, lenders, or legal professionals before making any financial decisions.
