Middle Housing Finance powered by Highline Beta is a single destination and knowledge hub for financing middle housing projects across Canada. Our mission is to empower homeowners, citizen developers, and investors with relevant knowledge, resources and tools by providing curated and unbiased information tailored to financing small-scale housing projects. Highline Beta is a leading Toronto-based venture studio and venture capital firm selected as a Scaling Hub partner for the Housing Supply Challenge Round 5 by CMHC.
Through our work with the CMHC Housing Supply Challenge program, we identified a critical gap — homeowners and small-scale developers lack clear, centralized financing information for ADUs, multiplex conversions, and gentle density projects. The process is often fragmented, complex, and discouraging. Meanwhile, financial institutions, government agencies, and housing organizations struggle to reach and support the very people who need these solutions the most.
Middle Housing Finance Hub was created to bridge this gap through aggregation of financing options, curated content and tools that empower people to make informed decisions.
At Highline Beta, we believe that financial access drives innovation, economic growth, and better housing solutions. The Middle Housing Finance Hub is our commitment to making financing easier, clearer, and more accessible.
Homeowners looking to add rental units or secondary suites for their family members
Small-scale developers navigating financing options
Investors interested in gentle density projects
Industry stakeholders, experts and financial institutions
Find out and explore the Financing Options available in Canada
Browse our curated Resource Directory