ADU incentives shift by municipality and even street. Our city guides layer local grants, provincial top-ups, and federal loans in one view, so you can pick the smartest financing stack for your project right from the start.Browse the guides to see the grants, rebates, and loan programs that apply where you live. More cities are coming soon.
ADU financing in Toronto – compare city grants (up to $50k forgivable), new $80k federal loans, plus HELOC and refinancing options to fund your project.
Calgary ADU financing guide: layer the $10k city grant, fee-amnesty waivers, and the new $80k federal loan with HELOC or refinance options—compare every path in one place.
Vancouver ADU financing guide: stack the $40k BC incentive, $80k federal loan, grants, GST rebate, HELOC, or refinance. Compare every path in one place.